Flexi Investment is one of Mobee’s most popular products, allowing users to earn yield from their cryptocurrency holdings. You can invest in various cryptocurrencies such as USDC, USDT, ETH, SOL, and others, and start earning returns that can be withdrawn anytime.
Where the yield comes from?
The yield from Flexi Investment comes from various carefully managed sources. First, a portion of the yield is obtained from investments in government bonds (Treasury Bills) which provide stable and secure returns. Second, we utilize DeFi Lending, which involves lending crypto assets through Decentralized Finance (DeFi) platforms to earn interest from borrowers. Third, yields also come from staking, which involves locking crypto assets in a blockchain network to support its operations and receiving rewards as compensation.
All of this is overseen by skilled financial managers who manage all risks while maximizing returns on your assets, ensuring your investments are handled safely and efficiently.
1) Buy Low - BTC: Buying the Dip
Skenario 1: Jika harga jatuh tempo ≤ harga target, Anda akan membeli BTC di harga target dan mendapatkan yield tambahan dalam BTC.
Mengapa ini baik: Anda dapat membeli BTC di harga rendah dan menjual di harga tinggi untuk mendapatkan keuntungan.
This product is suitable for advanced or basic traders who want to get extra yield, there are various reasons to use Dual Investment. Here are some common investment strategies using Dual Investment:
1) Take profit: Selling your asset (BTC/ETH) with a Strike Price to gain investment gains, while also getting extra yield.
2) Buy the dips: Buying an asset (BTC/ETH) with a Strike Price when the market price drops, and getting Interest Yield.
3) Accumulate crypto: You have an asset (BTC/ETH) and want to get extra yield while holding it.
4) Accumulate stablecoin: You have stablecoins (USDT/USDC) and want to get extra yield while holding them.
Ada dua skenario:
1) Jika harga pasar berada di bawah atau mendekati harga target pada tanggal jatuh tempo, aset (BTC) akan dibeli.
2) Jika harga pasar berada di atas harga target pada tanggal jatuh tempo, Anda akan terus memegang stablecoin (USDT).Dalam kedua skenario tersebut, Anda akan menerima yield dalam bentuk stablecoin terlebih dahulu. Kemudian, ketika harga target tercapai (pada kasus skenario 1), jumlah pokok dan yield Anda akan digunakan untuk membeli BTC.
Produk Sell-High memberi Anda kesempatan untuk menjual aset yang sudah Anda miliki (seperti BTC) dengan harga tinggi di masa depan (untuk USDT).
Ada dua skenario:
1) Jika harga pasar berada di atas atau mendekati harga target pada tanggal jatuh tempo, BTC Anda akan dijual (untuk USDT).
2) Jika harga pasar berada di bawah harga target pada tanggal jatuh tempo, Anda akan terus memegang aset (BTC).Dalam kedua skenario tersebut, Anda akan menerima yield dalam bentuk aset (BTC) terlebih dahulu. Kemudian, ketika harga target tercapai, jumlah pokok dan yield Anda akan dijual (untuk USDT).
If you already subscribed to a specific Vault, then the Strike Price, Maturity Date, and APR are fixed and cannot be revised until the subscription is complete.
Yield = Jumlah pokok * APR% * tenor (hari) / 365.
Berikut rangkuman jumlah total yang akan diterima dalam tiap skenario:Untuk produk Buying Low, ada dua kemungkinan skenario saat jatuh tempo:
Untuk produk Selling High, ada dua kemungkinan skenario saat jatuh tempo:
Your principal will be returned at the end of maturity time. The tenure of each Dual Investment varied from 1 day, 2 days, 3 days, 7 days, 30 days, 180 days, and more.
The way Dual Investment work is by selling options contracts to options buyers. Options contracts have a premium, the premium that is generated by the option seller is what powered the yield. The premium price is higher given more time to expiration or greater implied volatility, hence the yield.
Cara Kerja Dual Investment adalah dengan menjual kontrak opsi kepada pembeli opsi. Kontrak opsi memiliki premi, dan premi yang dihasilkan oleh penjual opsi adalah yang menggerakkan yield. Harga premi lebih tinggi dengan memberikan lebih banyak waktu hingga jatuh tempo atau volatilitas tersirat yang lebih tinggi, itulah sebab tingginya yield.
Fixed Investent is a service offered by Mobee that allows you to earn interest on your digital asset deposits for a fixed period of time.
Choose a Fixed Investent product that suits you, and deposit your assets for a specific period of time. Once the investment period is over, you will receive your original deposit plus the interest earned. We currently offer products in USDC, USDT, BTC, and ETH with tenors as short as 30 days up to 240 days.
Of course, the longer the lock period, the higher the yield would be.
We understand that there are circumstances where deposits may need to be redeemed before the end of the investment term, so early redemptions are available upon request. However, by withdrawing a deposit before the maturity date an interest penalty is incurred, calculated based on the time left until the end of the term, and the interest rate at which you subscribed.
The interest rate for each Fixed Investent product is determined based on market conditions and other factors that our exchange takes into account.
The interest rate for the Fixed Investment product is fixed for the entire period, regardless of market fluctuations. Hence you’ll receive your full principal back with fixed interest rate after the product matures. For example, if 1 BTC is deposited with 5% APR over 180 days maturity, then 1.025 BTC is returned upon maturity, regardless of what Bitcoin’s price is at that time.
Mobee takes security very seriously, and we employ various measures to protect your deposits. However, please note that there are risks associated with any investment aside from security risks such as price risk.
Mobee sangat serius dalam menjaga keamanan, dan kami menggunakan berbagai langkah untuk melindungi deposit Anda. Namun, harap dicatat bahwa ada risiko yang terkait dengan setiap investasi selain risiko keamanan seperti risiko harga.