apa-itu-dual-investment

Dual investment is a crypto investment product designed to help you earn returns from the price movements of digital assets, without directly buying or selling those assets on the market. With dual investment, you can maximize profit opportunities whether prices go up or down, as long as you understand the strategy and how it works. This product is especially suitable for beginner investors looking to take their first steps into the crypto world.

Understanding Dual Investment

Dual investment is a financial product that offers potential returns based on the price movements of two different assets over a specified time frame. In this investment, participants deposit one type of asset, typically a cryptocurrency or stablecoin like USDT, and select a second asset, a target price, and a settlement date. The outcome of the investment depends on whether the price of the second asset reaches or exceeds the target price by the settlement date.

The basic concept is to offer higher returns than simply holding assets passively. In exchange, investors must be prepared for the potential risk of their assets being converted to another form at settlement. In practice, there are two main strategies:

  • Sell High, where you aim to sell an asset at a higher future price and earn a return if the price is reached.
  • Buy Low, where you aim to buy another asset at a lower price and get a return if the price drops to your target.

How It Differs from Regular Crypto Investment

Unlike traditional crypto investing, which relies on a buy-and-hold strategy, dual investment is more like a planned trade with specific price targets and timelines. Profits come from fixed returns (yields), not just from price differences.

How Buy Low vs Sell High Works

There are two main strategies in dual investment:

1. Buy Low

Ideal if you want to buy assets like BTC or ETH at a price lower than the current market price. If the target price is reached at settlement, you receive the asset. If not, you retain your USDT plus interest.

2. Sell High

This scenario is ideal for those looking to sell cryptocurrency assets at a higher price than the current market value. If your target price is reached, your asset will be converted to USDT, allowing you to earn a return. If the target is not met, you will retain your original asset and continue to receive yield on it.

Example:

You have 100 USDT and want to buy BTC at $60,000 within 7 days. The current BTC price is $62,000. You choose a Buy Low product with a $60,000 target and a 10% annual return.

  • If BTC drops to $60,000 or below by the settlement date, you get BTC worth 100 USDT + yield.

  • If BTC stays above $60,000, you keep the USDT + a proportional return (e.g., 0.19 USDT for 7 days).

Who Should Use This Product?

Dual investment is suitable for:

  • Beginners who want to buy crypto at a lower price or sell at a higher price.
  • Investors who are okay with asset conversion based on market conditions.
  • Users who want to make idle funds more productive.

However, it’s not recommended for those needing high liquidity or those who don’t want any asset type changes.

Risks and Profit Potential

Profit Potential:

  • Fixed returns regardless of market direction.
  • A strategic alternative to buying/selling crypto.
  • No need for long-term price predictions.

Risks:

  • Your asset may be converted (e.g., USDT to BTC) if the target price is met.
  • No guarantee of large profits if the market behaves unexpectedly.
  • Cannot be canceled once subscribed, until settlement.

Dual investment is a smart strategy for users aiming to earn fixed returns while targeting specific crypto price levels. While there are risks, it’s a compelling option for beginners eager to learn more about risk management and asset optimization. For a complete guide and step-by-step instructions, check out the tutorial article from Mobee Academy.